Book direct. Stay independent.
A hotel is the safe, predictable choice. A good B&B is a different kind of trip entirely — here's how to tell whether that's what you actually want.
A hotel and a B&B solve the same basic problem — somewhere to sleep — in almost opposite ways, and the choice between them is less about budget than about what kind of trip you're actually taking. A hotel is built for consistency. Whichever branch you walk into, in whichever city, the room follows a template, the front desk runs a script, and nobody minds what time you come and go. That consistency is genuinely useful for some trips — a work trip with an early flight the next morning, a one-night stopover, anywhere you just need a bed and a lock on the door and don't much care whose bed it is. A B&B is built the opposite way. It's somebody's house, or something close to it, run by the person who owns it (or, more and more, still lives in part of it) — which means every B&B is different from every other one in a way no hotel chain ever is. The room might have a genuinely good view instead of a regulation one. Breakfast is cooked, not assembled from a buffet, and the person cooking it usually knows where the good walk is, which pub actually deserves the queue, and whether it's worth driving the extra twenty minutes to the beach nobody puts on a postcard. That's the trade. You give up some predictability — check-in might be "whenever suits, just text ahead," not a 24-hour desk, and no two rooms are quite the same — in exchange for somewhere with a bit more character, a host who actually knows the area, and usually a better breakfast than any buffet manages. **When a hotel is genuinely the better call** If you're arriving very late, leaving very early, or don't know your plans until the day itself, a hotel's round-the-clock desk earns its keep. Same for a big city trip where the point is the city, not where you sleep, or a business trip where a boring, reliable room is exactly what you want. There's no shame in it — a hotel being the right answer for one trip doesn't make it the right answer for every trip. **When a B&B is worth the extra thought** Anywhere the destination itself is part of the point — a coastal town, a national park, somewhere you're going to actually spend time outdoors and want local knowledge rather than a laminated map — a good B&B tends to add more to the trip than a hotel room in the same spot would. It's also usually the better choice if you want breakfast to be an actual meal rather than something eaten standing up, or if two people traveling alone would rather talk to a host than a screen. **What to actually check before booking** A B&B's website (or a proper listing, not just a review-aggregator page) should tell you who runs it, what's genuinely nearby, and what's included — read that before the star rating. Check whether rooms are ensuite if that matters to you; not every B&B has converted every room. And where you can, book direct rather than through a marketplace that takes a cut of the room rate — the money goes further toward the actual place you're staying, not a platform sitting between you and it. Neither one is the "right" answer in general. The right question is what you actually want out of the specific trip you're taking — and once you know that, the choice between a hotel and a B&B mostly makes itself.